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Insurance Lawyers - Bad Faith Insurance FAQs

in Denver and Aurora, Colorado

1. What is insurance bad faith?

   Insurance bad faith is a legal term, which means that an insurance company has acted unreasonably or unfairly in the payment of a claim.

   The categories of insurance bad faith include:

   • Non-payment of legitimate claims
   • Excessive late payment of legitimate claims
   • Underpayment of insurance claims

2. What is a legitimate claim?

   A legitimate claim is one that is covered by your insurance policy. It can be any type - health insurance, fire insurance, etc. If you pay for the policy, and the event covered by the policy occurs (e.g., your house burns down) you are entitled to the insurance compensation represented by the policy (e.g., your fire insurance pays for your loss.)

3. But what if the insurance company refuses to pay? Isn't that illegal?

   Sometimes. Insurance companies are businesses, and, at the end of the day, they're main concern may be their bottom line. On some occasions they may cite obscure passages of your policy, and rely on the fact that you may not understand the full extent of your coverage. That's where having a Colorado insurance lawyer on your side can be beneficial.

   The Brake Law Firm has dealt with many insurance companies, and understands the complicated language of insurance policies. We can help determine what events are covered by your policy, and what your insurance company owes you.

4. My insurance company hasn't denied my claim outright, but they're taking a long time to pay me. What should I do?

   Contact us immediately. Excessive payment delay is another example of insurance bad faith. Sometimes payment delay has to do with internal insurance company accounting procedures.

   This is not fair to you. If you file a claim with your insurance company, you deserve the money as soon as possible, when you need it the most.

   If you seem to be having a hard time getting money from the insurance company, contact us today. We can help put pressure on them to make sure you get the money you deserve today.

Contact us today and leave your legal concerns in the hands of an experienced, knowledgeable and effective Colorado insurance bad faith lawyer.

Since 1983 the Brake Law Firm has successfully served clients involved in insurance cases in Denver, Boulder, Lakewood, Aurora, and throughout Colorado. Other areas of service include personal injury, employment law, corporate law, insurance law, individual services, and wrongful death. This website has been posted to the public for informational purposes only. No information within this site should be viewed as formal legal advise. If you would like to speak with one of our Aurora insurance lawyers, contact us today for a consultation.